40 Best Refer and Earn Apps In India


Refer and earn money apps are increasing in popularity with time. These apps not only help you earn cash rewards but also get a variety of other prizes. Using these apps is quite simple and you can easily make extra income. So, let’s have a look at how to refer and earn and some of the popular income apps that you can rely on.

How to Make Money Through Referrals: Inviting Friends to Join

Referral earning apps help you earn money in the form of commissions, cashbacks, vouchers, or other interesting deals. The concept of these apps is simple. You have to refer a mobile app or website to your audience and you get paid when they use your unique link to sign up on that app. 

There are a variety of apps that pay you when you use referrals. Some of the most popular types of refer and earning apps are:

  • Online Shopping Apps: Most online e-commerce sites like Amazon, Flipkart, and Meesho have referral programs. You can sign up for these programs and benefit from the rewards when anyone uses your link to make a purchase.
  • Gaming Apps: Gaming apps award you when users use your unique referral link to download and install the app. 
  • Rewards and Cashback Apps: These apps provide you with rewards and cashback when you use the app to make purchases or refer other people to use this app. 
  • Payment Apps: Payment apps like Google Pay, PhonePe, and Paytm provide you guaranteed cashback when your referred users use your link to download and use the app. You can also make additional rewards and cashback when you make purchases through these apps. 
  • Investment Apps: Investment apps pay you when you refer the app to your audience and the said user downloads the app using your referral link.
  • Survey Apps: These apps provide you with money earning opportunities when you complete surveys. You can make additional income when you refer these apps to your friends or family. 
  • Delivery Apps: Delivery apps such as food delivery or ride-hailing apps can make you money when you refer friends to use the app. You get paid when users utilize your referral link to install and use the app. 

Top Refer and Earn Money Apps

Here are some of the popular apps that you can use to earn money by referring:

  1. Amazon Pay

Amazon is considered one of the largest retail stores across the globe. You can engage in Amazon Pay refer and earn program to receive rewards in the form of points through referrals. Moreover, for every friend you refer, they sign up using your link, you can get up to INR 25 per referral that gets added to your Amazon Pay wallet. 

You can also get cashback for purchasing products using this app. The biggest advantage of this app is that you get instant payment with feasible cashout options.

  1. Paytm Money

Paytm is a great application where you can make payments, book tickets, pay bills, and more. Use the Paytm Money refer and earn program to make extra bucks whenever anyone uses your link to install and use the app. For every successful referral, you can earn a flat INR 100. Moreover, get guaranteed cashback and other rewards when your friend uses this app to make their first money transfer. 

  1. Google Pay

Formerly known as Tez, Google Pay is one of the most successful UPI apps in the market. You can use this app to easily make simple financial transactions, earn money from cashback of more than INR 150, and get a variety of rewards in the form of discounts and deals. The number of users of this app makes it the highest refer and earn app to generate income. 

Use the Google Pay refer and earn program to make extra income. When your friends sign up for this app, you can make INR 21, and both parties get rewarded when your friend makes the first payment using this app.

  1. PhonePe

PhonePe enables you to make swift payments via their smartphones by using UPI. You can make a variety of financial transactions, credit/debit card payments, store money in wallets, and more. Whenever you make a transaction using this app, you can earn cashback, vouchers, and great deals. Plus, the PhonePe refer and earn program allows you to earn INR 75 for every successful referral. 

  1. MobiKwik

Use the earn money application of MobiKwik to invest in stocks, mutual funds, derivatives, and other assets. You can also use this app to make bill payments and bank transfers online. The Mobikwik refer and earn program offers you an incentive of INR 50. 

Get an additional INR 20 for each referral if the person you referred successfully refers to other individuals. You can also get INR 100 cashback in your Mobikwik wallet if you refer friends and get them to use this wallet to transfer money to their bank accounts.

  1. FreeHit

FreeHit is a lucrative money earning application that you can use to generate income by completing tasks as per the guidelines. These tasks are quite simple and all you need to do is finish them to get paid. Apart from these tasks, you can invite and earn cash rewards and free talk time by using this app. 

  1. MPL Pro

Mobile Premier League or MPL Pro is an online gaming app. This app offers free and cash games such as Poker, Ludo, and Rummy, among other games where you can win cash prizes and other rewards. Get guaranteed INR 5 when you and your sign up. Moreover, make extra money by referring your friends and gain an extra 5% cashback when they make their first deposit. 

  1. Groww

Groww is an online investment app where you can invest in stocks and mutual funds. This app offers a variety of features such as real-time market data, portfolio management as well as tax optimization. 

This has a user-friendly interface which makes it easy to use and invest your money. Apart from growing your money through investing, make extra bucks by using the Groww refer and earn program. You can earn up to INR 1000 per referral which is credited to your Groww Balance. 

  1. Zerodha

Zerodha is a leading investment platform that allows you to trade in financial goods like stocks, commodities, mutual funds, and more. Using this platform, you can do margin trading, portfolio management, analysis tools, as well as research. 

Take advantage of the Zerodha refer and earn program to receive a flat 10% return on your brokerage that your referrals pay on the platform. Additionally, you can also get 300 reward points for every successful referral which you can use in a variety of ways in the app. 

  1. 5Paisa

5Paisa is another app where you can invest money in stocks, mutual funds, and more. This app allows you to create your Demat account, making it easier for you to deal with stocks, currencies, commodities, and more. 

Plus, this platform offers a single flat brokerage for any service. You do not have to pay to open your account, however, there is an INR 10 fee for each completed order investment. With the 5Paisa refer and earn, you can get INR 200 referral amount, a 12.5% brokerage sharing along with other rewards. 

  1. Meesho

Meesho is a popular online marketplace where you can buy and sell any products. Use this app to sell and resell a variety of items and make a steady income. Take advantage of the different features of this app to fast-track your selling process. With Meesho, you can also refer and earn apps without investment and receive 25% of sales for the first 2 orders once the network signs up using your link and starts using the app. 

  1. ySense

Earn money by installing programs using the ySense app. Here, you can watch movies and videos, and sign up for other websites. One of the best features of this app is that you do not have to pay any charges to use this app. Simply create your account, play games, or complete surveys to generate income. Leverage the ySense refer and earn program and gain a 30% incentive for every successful referral. 

  1. Times Prime

Times Prime is an exclusive membership platform from Times Internet. Get exclusive access to lifestyle and entertainment experiences if you are a member of this app. You can get discounts, offers, and benefits when you use this app for food delivery, travel, entertainment, or other purposes. The Times Prime refer and earn program enables you to earn a flat INR 300 for every new paid user you bring in. The referred person also gets a discount on their first purchase. 

  1. CRED

CRED is a member-only credit card payment app that rewards you when you make timely credit card payments. By using this app, you can get access to special deals and premium experiences as well as track your credit score. You can use the CRED referral program to win up to INR 1000. When your referred user makes a payment using this app, they can also earn up to INR 250. 

  1. IIFL Securities

IIFL Securities is one of the leading stockbroking applications. You can use this app to invest in stocks, mutual funds, portfolio management, and fixed deposits, as well as apply for Initial Public Offerings (IPOs), and more. Use the IIFL Securities refer and earn program to earn up to INR 500 when your friends sign up on this app. 

  1. Upstox 

The Upstox app is another popular investment app that helps you grow your money through the aid of stocks, mutual funds, and more. This app provides you with a feasible referral link service where you can earn up to INR 600 for inviting friends on the app. Follow the guidelines, upload the required documents as well as refer to earn additional money through this app. 

  1. Cubber

Cubber offers you the option to earn money in the form of cashback and other rewards when you use this app to pay bills and recharge. You can also book tickets and make other payments using this app. Create your account to participate in the Spin the Wheel game to earn up to INR 1000. You can also share and earn cashback of INR 30 when your referred friend places their first order using this app. 

  1. TaskBucks

Earn money in multiple ways through the TaskBucks app. You can participate in surveys, download apps, play games, or complete simple tasks to generate regular income. Elevate your earnings through the TaskBucks refer and earn program where you can earn up to INR 25 for every successful referral. 

  1. RozDhan

The RozDhan app allows you to make money by watching videos, playing games, reading news, and more. You can earn money through multiple ways in this app. With regular login, you can make INR 55 whereas your first RozDhan refer and earn invite can earn you INR 12. You can also gain points when you fill out your profile, read FAQs, and complete other tasks. 

  1. Pocket Money

Pocket Money is considered the best app for refer and earn app since it is easy to use. You can earn INR 30 for your referrals when your friends download the app. You can also earn INR 160 regularly by completing simple tasks like watching videos, playing games, or even doing mobile recharges. Apart from referral earn money, you can also earn cashback and other rewards using this app. 

  1. EarnKaro

An affiliate marketing app, you can generate income by using the EarnKaro refer and earn program. You can share a wide range of products and services from online retailers with your audience. Whenever a user purchases by using your unique link, you earn a commission for that. 

EarnKaro’s exclusive referral program allows marketers to earn extra by recommending the app to your network. You can earn a flat 10% lifetime commission on whatever their referrals earn from the network. 

  1. My11Circle

In this fantasy sports gaming app, you can play rummy, poker, cricket, football, as well as carrom. You can use this app to create teams and leagues and compete against your friends. With the My11Circle refer and earn program, you can earn a flat INR 551 for every successful referral. You do not need to make any additional investments to earn the referral income. 

  1. Winzo

Winzo is a popular online gaming application where you can play games and win real cash prizes. This app provides you with more than 70 games including fantasy games, card and racing games. Participate in contests and tournaments to win extra income. Leverage the Winzo refer and earn program to earn up to INR 55 on every successful referral. 

  1. CreditMantri

CreditMantri allows you to earn extra bucks while controlling your credit score. You can thoroughly monitor and improve your credit score by using this app. Moreover, utilize the CreditMantri refer and earn program to earn money by referring to just three of your friends. You can earn a reward of INR 100 when your friends sign up. You can increase your earnings by inviting as many friends as you want. 

  1. EarnEasy

Use the EarnEasy app to complete simple tasks and win cash and other rewards. To make the most of this app, select the refer and earn tab to get the EarnEasy referral code. You can now share this code with your friends and family members to generate income. Get a signup bonus of INR 50 for every new signup and an INR 15 commission through the refer and earn program. 

  1. Big Cash

Big Cash is one of the popular refer earning apps where you can gain INR 15 for every successful referral. This app offers users a variety of games of different categories. Sign in with Facebook to get an extra INR 10 incentive. You can utilize various offers this app provides to increase your earnings. 

  1. Vision11

This app provides a holistic gaming experience where you can win real cash rewards. From football, cricket to baseball and basketball, you can play fantasy games and even compete with your friends. 

Refer the Vision11 app to your friends to earn a referral bonus of INR 100 which you can use to buy gaming credits. You will also receive 20% off when your referred friends sign up using your unique link. 

  1. Zupee

Zupee is a popular gaming platform where you can participate in a wide range of games, online quizzes, and more. Choose from different categories and win the games to earn cash and rewards. The Zupee refer and earn program allows you to earn INR 5 when your friend signs up for the app. Additionally, by sharing the Zupee referral code, you can also make INR 100 when your referral makes their first deposit. 

  1. mCent Browser

The mCent Browser is similar to that of Google Chrome and Firefox but provides you with additional features. You can do free mobile recharge with talk time and data with up to INR 199 and even do postpaid recharge. 

Perform different activities using this browser like reading news, recharging, and visiting different websites. Earn points for each of these tasks which you can convert into money. Additionally, you can get INR 40 for each successful referral.

  1. Batball11

In this fantasy cricket gaming app, you can win cash and rewards by playing and winning. This app offers distinctive features and also provides you with an INR 50 welcome bonus. Use this money earn application to make an extra income of INR 50 every time your referral signs up and makes a minimum deposit of INR 20. 

  1. 11 Challengers

11 Challengers is a fantasy gaming application that allows you to make your fantasy team, participate in live matches, and compete with your friends. Make additional money by using the referral program of the app. You can earn a 20% commission on the referral’s cash game winnings. 

  1. Fantasy Power 11

This is also a fantasy gaming app where you can play video games and compete with your friends. The best part of this app is that you can get a lifetime commission of 25% on referrals in addition to an INR 100 cash bonus. You can gain 25% of the money deposited in your account each time you win. 

  1. Frizza

Frizza helps you earn Paytm cash when you complete different tasks like watching videos and movies, answering survey questions, recommending your friends, and more. Earn through referrals where you can gain INR 15 every time your friends sign up using your link. You can also earn INR 25 when you complete every digital assignment. Complete a total of 7 offers to get money credited to your account. 

  1. Earn Talktime

Get talk time by using this app regularly. You can also engage in surveys, and refer your friends to gain additional income. With the Earn Talktime app, you can also get live information on different sports events like cricket and their scoreboards. Use this app to also recharge your phone and make other bill payments. 

  1. CashBoss

CashBoss allows you to monetize your content and make a stable income. Earn free recharge and incentives along with a bonus of INR 15 for every successful referral. You can also play Spin the Wheel to win anywhere from INR 1 to 20. 

  1. ZET

Previously known as OneCode, ZET allows brands to sell their financial products and services. You can earn significantly by using the app’s referral program. Share the referral code of this app with your network and earn an INR 25 bonus on every referral and a 10% commission on the referral’s earnings for a lifetime. 

  1. NordVPN

NordVPN is a virtual network service provider that offers secure and private access to the internet. It encrypts all data transmitted over the internet and helps you keep your personal information safe. By referring to the NordVPN app, you can earn 3 months of free access to this VPN. 

  1. FreeCharge

This mobile recharge app offers you referral rewards where you can earn up to INR 30 per referral. You can use these earnings to recharge your mobile pack. Plus, when your referred friends use this platform to recharge, you make additional income on their first transaction. 

  1. Rush

Rush is an online gaming app where you can play games like ludo, carrom, pool, and archery among others to earn real cash. You can also use the app’s referral app to generate significant earnings. 

  1. CoinSwitch Kuber

CoinSwitch Kuber is a cryptocurrency trading application that allows you to make money upon signup. Get a signup incentive of INR 50 for every successful referral. By using this app, you can trade in more than 100 cryptocurrencies.

Benefits of Using Referral Apps

  • Passive Income Opportunity: Refer and earn apps help you generate passive income easily. You do not have to invest much time to generate money, simply refer and watch your money bank balance grow. 
  • Low Barrier to Entry: You can easily get started with these apps as they require minimal to no investment. All you need to do is sign up and share your referral code or unique link with your friends or family to start earning. 
  • Easy Way to Earn Rewards: You can make significant income by using these apps. Not only are these apps flexible to use, but also you can get commissions, gift cards, deals, or vouchers and use them to make your purchases or increase your bank balance. 
  • Promote Products You Believe In: Choose the apps that you like and promote its products or services. This helps you to actively promote the products and refer new people. 
  • Community Building and Engagement: Create your community of users who use the same app and engage in shared experiences. This can help you increase the referral circle as well as maintain engagement, loyalty, and satisfaction. 


Thus, increase your income by referring apps to your friends, family, or network. The referral process is fairly easy to follow and you can earn a substantial amount of money if you stay consistent in your efforts. Make sure to properly research the app and read its guidelines before you start using it and follow our curated refer and earn app list to begin your journey.